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Hay i found this report that you might like or find informing…

Average Teen Auto Insurance Rates at $2,171 Per Year

Tips to Save Money and Keep Your Teen Safely Insured

While average auto insurance rates across the United States continue to come down from their record highs, there’s still one guaranteed way to increase your insurance bill - add a teen driver. According to Insurance.com’s RateWatch for car insurance, adding a teen driver to your policy can increase the annual rate anywhere from $1,200 to $4,900 a year - or an average of $2,171 a year. Now i knew that adding kids to your insurance would raise it but not to these numbers.

Now the talk is that on average, auto insurance rates last month had returned to their year-ago price point of $1872, continuing a downward trend in rates that began at the first of the year. While this is a welcome break for consumers, those who are considering adding a teen driver to the family plan still need to do some budgeting - and homework - to get the best plan for their young drivers.

Given the increased number of claims associated with drivers aged 16-19, those insurance premiums have always been high. But as rates overall begin to level off, now is a great time to shop for a new policy. By taking advantage of multi-car discounts and other savings features, you may be able to save money and keep your teen safely insured.

Your teen may have his/her eye on a used Mustang, but insuring a Civic will be easier on the budget. Rates can be almost $200 higher to insure a teen on a Mustang. Safety features can also help manage your insurance costs. Many carriers offer “Safe Car” discounts for air bags, antilock brakes, and antitheft devices such as alarms in the car. In some cases, these discounts can save 5% off your premium.

Also look for “good student” discounts

Some auto insurance companies offer discounts to policies with teen drivers if they have a B or better grade average at school. Of course, proof of those good grades is required, but good students can sometimes help parents save as much as a 10-15% on car insurance. If you show that your teen has taken a class in some type of driving they may give more of a discount.

Know the laws for teens and enforce them

Graduated drivers licensing laws are designed to help new drivers gain experience under lower risk conditions. It’s common for states to impose curfews and limit the number of teen passengers until a driver is 18. A car full of teens late at night is a recipe for disaster.

New technology helps parents track teen driving - and save money

Video cameras and GPS are new tools that can help parents monitor their teen’s driving. Some insurers will offer discounts to policyholders who use these devices.

Here is some other thing i found

The most affordable states to insure teen drivers are Indiana, Wisconsin and Ohio, where rates were $2600, $2700 and $2900, respectively. The most expensive states to insure teen drivers? Connecticut ($5400); New Jersey ($6200) and Louisiana ($7900).

Here is some other thing i found

Teens and cars and insurance

Adding a teen driver to your auto insurance will increase the cost from $800 to $3,000 or more. A Good Student discount can save $80 to $300 a year.

The best states for teen driver insurance rates are Iowa, Wisconsin, Ohio, Idaho and Vermont.

The most expensive states for families with teen drivers are Florida, Nevada, Connecticut, New Jersey and Louisiana.

Families in Montana, New Jersey, Nevada, Rhode Island and Michigan could save the most by shopping, because rates varied almost $3,000 from the lowest quote to the highest.